Simple by Design

How NebPay Works

Send and receive money in seconds — no bank visit, no paper forms, no friction.

Three steps to your first transfer

Getting started with NebPay takes less than two minutes. Here’s how.

1 · Create Your Account

Sign up with your name, email, and phone number. Verify your identity in seconds with a secure one-time code — no paperwork required.

2 · Link Your Bank or Card

Connect your bank account, debit card, or credit card through our encrypted, bank-grade connection. Your credentials are never stored on our servers.

3 · Send or Request Money

Search for a friend by name, phone, or username. Enter an amount, add a note, and tap Send. Money arrives in their NebPay balance instantly.

NebPay mobile app showing a money transfer

Send Money in Seconds, Right from Your Phone

NebPay is built mobile-first. The app guides you through every transfer in just a few taps — find a contact, type an amount, hit send. Standard transfers arrive within one business day; instant transfers land in minutes. No hidden steps, no confusing screens.

  • Instant or next-day delivery options
  • Pay anyone in your contacts — no account needed to receive
  • Request money with a single tap and a shareable link
  • Full transaction history always available in-app

What makes every transfer effortless

NebPay handles the complexity so you don’t have to.

Zero Fees on Standard Transfers

Sending to friends and family using your NebPay balance or bank account is always free. Only instant transfers carry a small optional fee.

Instant Notifications

Both sender and recipient get real-time push and email notifications the moment a transfer is initiated or received. Always know where your money is.

Split Bills Easily

Dining out, splitting rent, or pooling a group gift — NebPay lets you divide any amount across multiple contacts and request each share separately.

NebPay Balance & Cash Out

Keep a balance in NebPay for lightning-fast future transfers, or move it to your bank any time. Standard cash-out is free; instant cash-out is available for a small fee.

See how a transfer flows

From tap to arrival — the full picture.

NebPay transfer process flow diagram

Ready to send your first payment?

Join thousands already using NebPay to split bills, pay friends, and move money instantly. It takes less than two minutes to get started.