Your money, protected
Security & Trust
NebPay is built from the ground up to keep your money and your data safe — every transfer, every time.
Bank-grade security for everyone
NebPay applies the same encryption standards used by leading financial institutions, ensuring every dollar you move travels through layers of protection. We monitor transactions in real time, flag suspicious activity instantly, and store your credentials with zero-knowledge encryption — meaning even our team can't see your password.
We're committed to meeting or exceeding the security standards of the platforms you already trust — and then going further.
How we protect you
256-bit Encryption
Every transfer is wrapped in AES-256 encryption — the same standard trusted by banks and governments worldwide.
Two-Factor Authentication
A second layer of verification ensures only you can authorize payments — via SMS code, biometrics, or an authenticator app.
Real-Time Fraud Monitoring
Our automated systems watch every transaction 24/7, flagging and blocking suspicious activity before it affects your account.
Zero-Knowledge Credentials
Your password is never stored in readable form — not even by our team. Only you hold the key to your account.
Instant Transfer Locks
Spot something wrong? Freeze your account instantly from the app to stop any further transfers until you're ready to resume.
Secure Data Storage
All personal and financial data is stored in encrypted, geographically redundant data centers — never sold, never shared with third parties.
Compliance & accountability
NebPay complies with applicable financial regulations and data protection laws, including SOC 2 Type II standards for security and availability. We undergo regular independent security audits so you don't have to take our word for it.
Your funds are held in FDIC-insured partner bank accounts, adding a further layer of protection for your balance. We believe transparency is itself a security feature — which is why our full privacy policy and terms of service are available at any time.
Trusted standards we follow
SOC 2 Type II
Independent annual audits verify our security, availability, and confidentiality controls meet industry best practices.
FDIC-Insured Funds
Balances in your NebPay wallet are held in partner bank accounts insured by the FDIC, up to applicable limits.
GDPR & CCPA Ready
We respect your data rights under GDPR and CCPA — you can view, export, or delete your personal data at any time from your account settings.
Ready to send money with confidence?
Join NebPay and experience peer-to-peer transfers protected by the same standards as the world's top financial platforms.