Peer-to-Peer Cash Transfers
Send money to anyone, instantly
NebPay makes peer-to-peer cash transfers fast, secure, and completely free to sign up. Split a bill, pay a friend, or send money across town — all from your phone.
Why people choose NebPay
Everything you need to send, receive, and manage money — no bank required.
âš¡ Instant Transfers
Send cash in seconds. NebPay transfers arrive in real time, any time — day or night, weekends included.
🔒 Bank-Level Security
256-bit encryption, biometric authentication, and real-time fraud monitoring keep every transaction protected.
📱 Mobile First
Designed for your phone from the ground up. Send money as easily as sending a text message.
How NebPay works
Three simple steps — from sign-up to your first transfer in under two minutes.
01
Create your account
Sign up with your email or phone number. Verify your identity in minutes — no paperwork, no branch visits.
02
Link your bank or card
Connect your existing bank account or debit card securely. Funds are always where you expect them to be.
03
Send or receive money
Search for a contact, enter an amount, and tap Send. The money arrives instantly — split bills, pay rent, or repay a friend.
Security & Trust
Your money is safe with us
NebPay uses industry-leading security at every layer. Your data is encrypted in transit and at rest, your identity is verified before any transfer, and every account is monitored around the clock for suspicious activity.
- 256-bit AES encryption on all data
- Biometric & two-factor authentication
- Real-time fraud detection & alerts
- FDIC-insured partner banking
Plans for every need
Start free, upgrade when you're ready. No hidden fees, ever.
Free Plan
Send up to $500/month. Standard transfers, contact management, and basic security.
$0 / mo
Personal Plan
Send up to $5,000/month. Instant transfers, priority support, and advanced fraud alerts.
$4.99 / mo
Business Plan
Unlimited transfers, multi-user accounts, API access, and dedicated account management.
$19.99 / mo
What our users say
"NebPay is the fastest way I've ever sent money. My roommate gets paid in seconds every time!"
Maya R.
Chicago, IL
"I switched from another app and I'm not going back. The security features alone are worth it."
Daniel K.
Austin, TX
Ready to send money the smart way?
Join thousands of people already using NebPay to split bills, pay friends, and move money instantly — with zero hidden fees.